The "Fintech Research Articles" book stands as a vital resource in today's dynamic financial landscape, offering a timely collection of scholarly insights. It explores the profound impact of Fintech on traditional finance, showcasing articles meticulously chosen for their academic rigor and relevance. Covering diverse topics like blockchain, AI, digital currencies, and regulations, it serves scholars, practitioners, and enthusiasts alike. As editor, I'm thrilled to present a compendium that not only captures the essence of modern financial technology but also enriches the discourse, fostering a deeper comprehension of this transformative phenomenon.